All over the world, people rent cars for vacations, business trips, and family visits of all kinds. Regardless of the reason for hiring a car, travelers frequently face the same issue: being subjected to outrageously high fines or repair costs if their temporary vehicle is damaged.
Take out a policy of car hire excess insurance to protect yourself from any additional costs that the rental company won’t let slide on your next trip to avoid this.
Why You Need Excess Insurance for Car Hire Consider this: You need to let the company from which you rented the car know that your vehicle has been damaged or stolen. No one needs a circumstance like this to upset their vacation or outing abroad. Unfortunately, they will only pay for some of the damage and will probably charge you an additional fee in addition to what you already owe. Naturally, the cost to you will be determined by the extent of the
damage and the company’s policy, but it rarely requires a quick or inexpensive fix!
This is where a policy of car rental excess insurance comes in. It will lessen the impact that a situation like this one has on your finances and your travel experience.
Which coverage should I purchase?
Only a portion of the vehicle will be covered by a collision damage waiver (CDW) or loss damage waiver (LDW) in the event of an accident. Consequently, whether you are in China, Spain, or Brazil, you are looking for a policy that will protect you from the additional costs associated with roof, windscreen, window, or tire damage.
Policies that cover you for a year or just for a single trip abroad are available for car hire excess insurance. You can choose the deal that works best for you based on how many trips you plan to take in the coming months.
Top Travel Tip: Before you buy insurance, it’s a good idea to find out how the rules for driving in the country you’re visiting work. Do you need to be aware of any laws that differ from those in the UK? Having inside knowledge of the road rules will only help to reduce the likelihood of an accident.
